Staying Safe In An Assisted Living Facility

Residents of an assisted living facility are always offered a nourishing environment that would provide them with the best during their retirement years. In order to ensure that your senior loved one will have the best experience in their assisted living facility, here are some key pointed to keep to help keep your loved ones safe and secured while staying in their assisted living facility.

First, make sure that the facility that you choose is clean and free of clutter. Make sure the electrical wires and other objects that could cause trips and falls are put away, and remove anything that can become a safety risk to your loved one. Next, see what type of assistance your loved ones need. It’s recommended that you check on your loved ones and observe their daily activities; determine which area they might need assistance with since this will point out which aspect of their life needs assistance. This will greatly help them make their living in the facility easier and more comfortable.

Another concern is the emergency plan, where you have to make sure that there is a comprehensive safety plan that you and your loved one has clear understanding of in case of emergencies. Ensure that you review and (whenever possible) practice these procedures with your senior loved ones so that they wont panic and know what to do in times of danger. Check the detectors, especially in their private rooms, to ensure that they are working properly and should any accident occur, determine whether your loved one can easily reach the call button so that the staff can be alerted of the problem. There are options such as having call button on their neck or wrist if you feel that they really need it.

It is important that you assess and assure that the assisted living facility that you put your senior loved one into not only comfortable and engaging, but also safe. Security is very important feature in assisted living facilities because the residents are all seniors with specific needs. Give comfort and peace of mind to your loved ones by making sure their residence is both enjoyable and protected.

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Estate Planning – Its Advantages

To many young couples, estate planning may never an immediate concern, or even a concern at all, for many reasons. Two of which may be due to their still young age and then there is the thought that they do not really belong to the wealthy class.

Both reasons actually count among the common mistakes about estate planning, which is defined as a plan, made before death, wherein you name those to whom you want to bequeath your assets and/or properties and determine when they can have their share. Now, believe it or not, estate planning is not just for the wealthy class. True that they have a lot to divide to those they will be leaving behind, but doesn’t everyone have something of value that he/she can or should pass on to someone? Like a house, a car, jewelry, savings account, furniture, life insurance and other forms of investment. These things may only have a modest value, but these surely are still worth something. And besides, if no will is made until a person passes away, then deciding who gets whatever that person leaves behind will be made by the state, a thing based on the Law of Intestacy.

Aside from determining in a will who gets what, estate planning also allows a person to give instructions regarding his/her care in the event that he/she becomes disabled or enters a coma (which will lead to physical and mental incapacity) before his/her death, name who will act as guardian and inheritance manager for his/her minor child/children, and so forth.

Another good thing about estate planning, besides your wishes concerning your assets being carried out, is that it can also help reduce the amount of taxes and do away with court hearings, thus, no unnecessary court and other legal costs.

Estate planning begins with a living trust or a will. Though the former may be more expensive, its long term benefits to heirs is much greater than a will since it can eliminate court interference and the probate process required by the state. But most importantly, as explained in an article posted in the website of the Chicago-based firm Peck Ritchey, LLC, estate planning will ensure that all of a person’s assets will be passed on to his/her intended beneficiaries, especially to minor children, in ways that are highly tax efficient.

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